Save ₹1.5 Lakh Tax Under Section 80C

Find the best tax-saving investment that matches your goals

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Best Tax Saving Schemes Comparison

Scheme Lock-in Period Risk Level Returns (Typical) Tax Saving Ideal For
ELSS (Mutual Fund) 3 years Medium–High 10–15% High returns + short lock
PPF (Public Provident Fund) 15 years Low 7.1% (tax-free) Safe + long term
EPF (Employee Provident Fund) Till retirement Low 8.15% Salaried employees
NSC (National Savings Certificate) 5 years Low 7.7% (taxable) Safe + short-medium term
5-Year Tax Saving FD 5 years Low 6.5–7.5% (taxable) Conservative investors
Sukanya Samriddhi Yojana 21 years Low 8.2% (tax-free) Girl child (parents)
ULIP (Insurance + Investment) 5 years Medium Variable Long-term + insurance
NPS (National Pension System) Till 60 years Medium 8–10% 80C + extra ₹50k under 80CCD(1B) Retirement planning

Choose Based On Your Goal

Maximum Returns

Looking for highest potential growth?

ELSS (Equity Linked Saving Scheme)

Safety + Tax-Free Interest

Want guaranteed safe returns?

PPF

Retirement Saving

Planning for your golden years?

EPF or NPS

Girl Child Saving

Securing your daughter's future?

Sukanya Samriddhi Yojana

Fixed Income

Want predictable returns?

Tax Saving FD or NSC

Smart Investment Strategy Example

Here's how you can diversify to save the full ₹1.5 lakh under Section 80C:

Investment Amount Reason
ELSS
(e.g., Mirae Asset Tax Saver)
₹60,000 High return potential, shortest lock-in period
PPF ₹50,000 Safe investment, tax-free returns
Tax-saving FD ₹40,000 Fixed returns, moderate lock-in
Total ₹1,50,000 Full 80C limit utilized!

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